TSP, short for Thrift Savings Plan, is a government-sponsored retirement savings and investment plan for federal employees and members of the uniformed services in the United States. It allows users to manage their retirement accounts online, including contributions, investment choices, and withdrawals.
You can access the login page by searching for “TSP login” or “Thrift Savings Plan login” using a trusted search engine. Always make sure you are on the official TSP website before entering any personal information.
Where to log in to TSP?
To sign in to your TSP account, you must visit the official TSP website. Logging in requires either your TSP account number or a custom user ID that you may have created during registration. You will also need your password.
Follow these steps to log in:
- Open your internet browser and search for “TSP login”
- Click on the official link to the Thrift Savings Plan website
- Select the option to log in to your account
- Enter your TSP account number or user ID
- Type in your password
- Complete two-step verification if prompted
- Click to proceed and access your account dashboard
TSP does not currently offer a mobile app, but the website is optimized for mobile browsers so you can log in using a smartphone or tablet.
What can you do once logged in to TSP?
After you log in to your TSP account, you will have full access to your retirement savings and investment options. The platform gives you control and visibility over your long-term savings.
Here are some of the things you can do once logged in:
- View your current account balance and contribution history
- Change your investment allocation between different TSP funds
- Make changes to your contribution percentage
- Apply for a loan or start a withdrawal
- Update your personal and contact information
- Download tax forms and account statements
By logging in regularly, you can stay informed and make timely decisions about your retirement plan.
Sign up for TSP – How to become a customer?
If you are a federal employee or a member of the uniformed services, you are eligible to participate in the TSP. Creating a TSP account allows you to start building your retirement savings through automatic contributions and investment options.
Benefits of joining TSP include:
- Low administrative fees
- Access to professionally managed investment funds
- Employer matching contributions for eligible federal employees
- Tax-deferred and Roth savings options
To sign up for a TSP account:
- Search for the official TSP website
- Choose the option to create a new account
- Enter your Social Security Number and other required information
- Create a secure password and choose a user ID
- Set up two-step verification using your phone or email
- Complete identity verification if requested
Once your account is created, you can start contributing and managing your retirement savings online.
Forgot your TSP password?
If you can’t remember your TSP password, you can reset it easily through the login portal. You’ll need to confirm your identity and follow a few simple steps.
To reset your password:
- Go to the official TSP website login page
- Click on “Forgot password”
- Enter your account number or user ID
- Verify your identity using the method you previously set (email or phone)
- Create a new password that meets the security requirements
- Log in using your new password
If you are not receiving the verification code, check your spam folder or try a different device or browser.
Troubleshooting login issues with TSP
Some users experience login problems with the TSP website. These can usually be fixed by checking a few common issues.
Here are the most frequent problems and how to fix them:
- Forgotten user ID or password: Use the recovery options on the login screen
- Account locked due to failed attempts: Wait at least 15 minutes or contact TSP support
- Problems with two-step verification: Make sure your phone or email is still linked and working
- Website not loading properly: Clear your browser’s cache and cookies or switch to another browser
- Using outdated software: Make sure your device and browser are updated to the latest version
If none of these solutions help, contact TSP’s customer service by phone.
Extra security tips for logging in to TSP
To protect your retirement savings, it’s important to take login security seriously. Use best practices whenever you access your TSP account.
Security recommendations:
- Create a strong password with uppercase letters, lowercase letters, numbers, and symbols
- Never share your login credentials with anyone
- Enable two-step verification for extra protection
- Avoid logging in over public Wi-Fi unless using a secure VPN
- Be cautious of emails pretending to be from TSP—always verify the sender before clicking
Regularly reviewing your account activity can also help you catch any unusual behavior quickly.
Frequently asked questions
Federal employees and members of the uniformed services are eligible to open a TSP account.
You receive it in your welcome letter. If you lost it, you can recover it through the login page by verifying your identity.
No. You must use the mobile version of the TSP website to log in from your phone.
You will need to contact TSP customer support to update your verification details.
Your account will be locked for 15 minutes. After that, you can try again or reset your password.
Yes. You can change your user ID after logging into your account under the profile settings.
You need your Social Security Number, personal details, and access to your work records if requested.
Yes. You can split your contributions between both options based on your financial strategy.
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