Affirm is a payment service that allows customers to split their purchases into installments. It is often used as a “buy now, pay later” solution and is available at thousands of online retailers. Users can log in through the Affirm website or mobile app to manage their accounts and make payments. Signing in does not require a password. Instead, users receive a one-time security code by SMS or email.
To access your account, go to the Affirm homepage or open the app on your mobile device.
Where to log in to Affirm?
You can log in to Affirm through its official website or mobile app. The login option is visible at the top right of the homepage. Affirm uses a secure system that relies on a one-time code instead of a password.
Follow these steps to sign in:
- Go to the Affirm homepage or launch the app
- Click or tap on the “Sign in” button
- Enter your phone number or email address
- Check your device for a verification code
- Enter the code to complete login
If you are using the Affirm app, the process works the same way. Make sure your phone has a stable internet connection to receive the code.
What can you do once logged in to Affirm?
After logging in to your Affirm account, you can manage all aspects of your financing. The dashboard gives an overview of current loans, payment schedules, and past orders. You can also update your settings and personal information.
Key features available after login include:
- Viewing upcoming and past payments
- Making payments manually or setting up autopay
- Checking your available credit
- Applying for new financing at partner stores
- Viewing your purchase history
- Contacting Affirm customer service
Having an account also helps you prequalify for future purchases without affecting your credit score.
Sign up for Affirm – How to become a customer?
Signing up for Affirm is simple and can be done online or through a store that partners with Affirm. Registration is free and takes only a few minutes. To sign up, you need a phone number and a few personal details.
Benefits of signing up for Affirm include:
- Interest-free or low-interest payment plans
- No hidden fees or late penalties
- Easy approvals for qualifying purchases
- Fast and paperless process
To create an Affirm account:
- Go to the Affirm homepage
- Click on the “Sign in” button
- Enter your phone number
- Provide your name, email, and date of birth
- Enter the code sent to your device
- Follow the prompts to complete your profile
You may also be asked for your Social Security number to verify your identity. Once your identity is confirmed, your account is ready to use.
Forgot your Affirm password?
Affirm does not use passwords for login. If you forget how to sign in, check if you have access to the phone number or email linked to your account. Affirm will send a new code each time you log in.
If you do not receive the login code:
- Make sure your phone is on and has signal
- Check your spam or junk folder if using email
- Try sending the code again after a few minutes
- Make sure you entered the correct contact info
If nothing works, visit the Affirm help section or contact support for assistance.
Troubleshooting login issues with Affirm
If you are having trouble signing in to your Affirm account, there are a few things you can check. Most issues are caused by incorrect login info or network problems.
Common issues and solutions:
You did not receive the code
- Make sure you entered the correct phone number or email
- Check your device for signal or internet access
- Try resending the code or using a different device
Your account is locked
- Too many failed attempts can lock your account
- Wait a few hours and try again later
- Contact support if the issue continues
You are having issues with the app
- Check for app updates in the app store
- Clear the app’s cache or reinstall it
- Switch to the website if the app is not working
Two-step verification is not working
- Confirm that you are checking the correct device
- Wait a few minutes and try again
- Restart your device and resend the code
Extra security tips for logging in to Affirm
To keep your Affirm account safe, follow these important security practices. Affirm protects your data, but you are responsible for keeping access secure.
Tips for secure login:
- Use a phone number or email that only you can access
- Never share your one-time login codes with anyone
- Be cautious with messages pretending to be from Affirm
- Log out when using shared or public devices
- Do not use public Wi-Fi unless protected by a VPN
- Watch out for fake websites that copy Affirm’s design
If you notice suspicious activity on your account, contact Affirm support immediately.
Frequently asked questions
Yes. Affirm considers more than just your credit score and often approves new users without a credit history.
You can log in to your account and pay off any remaining balance at any time without extra fees or penalties.
Affirm does not charge late fees, but missed payments may affect your ability to use Affirm in the future.
Yes. If you have available credit, you can finance more than one purchase at a time.
Affirm looks at several factors including your income, credit usage, and past payment behavior. If denied, you can try again later.
After logging in, go to your profile settings and change your phone number or email as needed.
Affirm is available across most of the United States. Some features may vary by state regulations.
Yes. The return policy depends on the store. Once the merchant confirms the return, Affirm will update your loan balance.
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