Fidelity is a major financial institution based in the United States that offers a wide range of services, including retirement planning, investment management and brokerage accounts. One of the most widely used products is the Fidelity 401(k), which is often provided through employers as part of a retirement benefits package. Users can log in to manage their 401(k) accounts through the Fidelity website or the NetBenefits platform. Both systems provide access to account balances, contributions, and investment options.
To log in, go to the official Fidelity 401(k) login page by searching for “Fidelity NetBenefits login” or “Fidelity 401k login” in your browser.
Where to log in to Fidelity?
To access your 401(k) account, Fidelity offers two platforms: Fidelity.com and NetBenefits. Both systems are secure and provide access to the same account, but NetBenefits is specifically designed for workplace plans.
Follow these steps to log in:
- Open your browser and search for “Fidelity NetBenefits login”
- Click on the official link to reach the login page
- Enter your username and password in the login form
- Click “Log In” to access your dashboard
- If you’re logging in for the first time, select the option to register as a new user
You can also use the Fidelity mobile app to log in. The app is available in major app stores and allows you to manage your 401(k) from your phone.
What can you do once logged in to Fidelity?
Once logged in, the platform provides a clear overview of your retirement account. From the dashboard, you can manage all aspects of your 401(k), including checking performance, adjusting contributions, and accessing resources for financial planning.
After logging in, you can:
- Check your account balance and recent transactions
- Change or update your contribution percentages
- Adjust your investment allocations
- Review fund performance and historical data
- Set financial goals and track your progress toward retirement
A full account provides access to all features. Without logging in, you cannot view personal account details or make changes.
Sign up for Fidelity – How to become a customer?
If your employer offers a Fidelity 401(k) plan, you can create your account directly through NetBenefits. New users must register and verify their identity to begin managing their retirement savings.
To register for the first time:
- Search online for “Fidelity NetBenefits registration”
- Click on the official link to start the registration process
- Enter your name, date of birth, and Social Security Number
- Choose a username and password
- Set up your security questions and contact preferences
You will need a valid email address and phone number to complete the setup. Once registered, you can log in at any time to view and manage your 401(k).
Forgot your Fidelity password?
If you forgot your password, Fidelity provides a recovery tool that allows you to reset it securely.
Here is how to reset your password:
- Go to the login page and click on “Forgot password?”
- Enter your username and follow the steps to verify your identity
- Create a new password and confirm it
- Log in again with your new credentials
If you experience problems during this process, try using a different browser or clearing your browser’s cache. You can also contact customer support if the system does not recognize your details.
Troubleshooting login issues with Fidelity
Several common issues can prevent you from logging in. Most problems can be resolved quickly by checking your browser or account information.
Common problems and solutions:
- Forgotten credentials: Use the recovery options on the login page to reset your username or password
- Locked account: If your account is locked, call Fidelity’s customer service for help unlocking it
- Two-factor issues: Make sure your mobile number is correct. Try switching to email authentication if needed
- App errors: Delete and reinstall the app if it crashes or does not open
- Browser issues: Use a supported browser like Chrome, Edge, or Safari and make sure it’s up to date
Extra security tips for logging in to Fidelity
Protecting your 401(k) account is essential. Fidelity offers several tools to help you keep your account safe from unauthorized access.
Here are some tips for secure access:
- Use a strong password that includes a mix of numbers, letters and symbols
- Enable two-factor authentication for added protection
- Avoid logging in on public Wi-Fi networks
- Always log out after using a shared or public computer
- Never share your login details with anyone
Fidelity is a trusted name in financial services. Founded in 1946, it serves millions of clients and manages retirement plans for thousands of employers. Its platforms are designed to offer secure and user-friendly access to financial information, making it easier for people to plan for their future.
Frequently asked questions
Yes, you can access multiple accounts, including 401(k), IRA and brokerage, using one login. You can switch between them after signing in.
You can keep your 401(k) account with Fidelity or roll it over to an IRA. Your access to the account remains active.
You can adjust your investment allocations at any time. Changes are usually processed within one to two business days.
Yes, the app uses encryption and two-factor authentication to secure your account information.
Try refreshing the page or checking again later. If the problem continues, contact Fidelity support.
Your account number is visible in your online dashboard and on your account statements.
Yes, but early withdrawals may be subject to taxes and penalties unless specific conditions are met.
Fidelity offers live chat, phone support and educational resources. You can also speak with retirement specialists for help planning your investments.
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